SSDI recipients will receive their final payment for February on the 26th. After that, they must wait until March 2025 for the Social Security Administration to issue the next round of payments, either via check or direct deposit.
To qualify for the February 26 SSDI payment, beneficiaries must have been born between the 21st and the 31st of any month. Additionally, they must not be receiving Supplemental Security Income (SSI) or have started collecting benefits before May 1997.
Average SSDI Payments and Benefits
According to the SSA’s Monthly Statistical Snapshot for January 2025, the average SSDI benefit for all recipients is $1,449. However, the payout is slightly higher for disabled workers, who receive an average of $1,580 per month.
Other eligible beneficiaries may also receive SSDI payments, including spouses and children of disabled workers. On average:
- A spouse of a disabled worker receives $431 per month.
- A child of a disabled worker gets about $510 monthly.
Will the February 26 SSDI Payment Include the 2025 COLA?
Yes, all SSDI payments issued in February and beyond will reflect the 2025 Cost-of-Living Adjustment (COLA) increase. This means that beneficiaries are receiving 2.5% more than they would have in 2024.
COLA adjustments apply to SSDI, SSI, and retirement benefits. These adjustments are made annually based on inflation rates. The Social Security Administration is expected to announce the 2026 COLA increase in October.
Currently, The Senior Citizens League has made predictions about the 2026 COLA rate. Their initial projection was a 2.1% increase, but they have since revised it to 2.3%. If this holds, SSDI and retirement beneficiaries may see a smaller increase in 2026 compared to 2025.
Frequently Asked Questions (FAQs)
1. When will SSDI recipients receive their next payment after February 26?
The next SSDI payments will be issued in March 2025, based on the recipient’s birthdate and eligibility.
2. Does the 2025 COLA apply to all SSDI recipients?
Yes, all SSDI, SSI, and retirement benefits have been adjusted to include the 2.5% COLA increase for 2025.
3. Can family members of a disabled worker receive SSDI benefits?
Yes, eligible spouses and children can receive SSDI payments if they meet Social Security’s qualifications.
4. When will the Social Security Administration announce the 2026 COLA?
The official COLA for 2026 will be announced in October 2025, based on inflation trends.
5. Could SSDI beneficiaries receive a lower COLA increase in 2026?
Current predictions indicate a possible 2.3% COLA increase for 2026, which is lower than the 2.5% adjustment in 2025. However, the final amount will be confirmed later in the year.
Stay informed about upcoming SSDI payments and COLA updates to plan your finances accordingly .